Your best bet would be to spend time in these areas and scout them out. There so many areas to fish at each one of these spots. Time spent on the water scouting and fishing will always be the best way.
I know every one say go small bait size for winter steel but when the water gets high and fast go for a nickel sized yarn ball and you would be surprised.
Oxbow is good place to start learning the lay of the land. Good holes easy access.