The article says it was a rental car so you should be ok as far as getting the claim processed. The rental company wouldn't let that car off the lot unless it was properly insured. They probably just didn't buy the "bonus converage" that insures them no matter what they do, so they will probably have to foot a hefty bill to cover the damage they did to the rental.
Nice fish, sorry that the wreck had to end your day though. Glad you're ok. Hope they let you salvage that winch for your next ride.